Get Pre-Approved Today
Start online in minutes. Get pre-approved, choose a vehicle, and take the next step toward pickup or delivery with Advantage Car & Credit.
Fill out our short form in seconds.
Why Finance With Us?
Flexible Financing Solutions for Every Credit Situation
- Buy Here Pay Here financing options available
- Fast pre-approvals and a simple process
- We work with challenged credit and no credit situations
- Flexible payment plans tailored to your budget
- Local team support from start to finish
What Happens After You Apply
A Simple Process From Application to Vehicle Pickup
- We review your information and confirm the details we need
- You receive clear next steps from our team
- You can shop inventory based on what fits your budget
- We help you choose a vehicle and schedule pickup
- Ask about delivery options if you cannot make it in right away
What Do I Need to Get Approved?
To keep the process quick and easy, have the items below ready. Requirements can vary by customer, but this is a helpful starting point.
Valid Driver’s License or State ID
A current, government-issued ID helps us verify your identity and driving eligibility.
Proof of Income
Bring recent pay stubs, benefit documentation, or another form of income verification.
Proof of Residence
This can include a utility bill, lease agreement, or other document showing your current address.
Down Payment
Many approvals require a down payment. The amount can vary based on the vehicle and your situation.
Insurance Requirements
You will need active auto insurance before you drive away. Our team can confirm what is required.
Trade-In Information (If Applicable)
If you plan to trade in a vehicle, bring your title information and any lender details if there is an existing loan.
Having these ready can help you complete your purchase faster and get on the road with less back and forth.
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